Tuesday, 20 December 2016

Portfolio Updates: Jul - Dec'16

*I drafted this post back in August and meant to post it out then. However, the ramping up of my wedding preparation took my mind off this obscure blog for a reallyyyyyyyyyyy long period of time (good luck to those getting married ah) until now. And so here I am, back again, updating this blog after almost 6 months of absence.

My apologies if this post appears to be incoherent as parts of it was actually drafted in August but I didn't want to remove them as they are an apt description of my thoughts then.*

First up on the updates.

I am married!

Gawd am I so glad that it's over. Although I took a rather chillax approach towards my wedding preparation initially, the wedding jitters hit me during the last few months and boom! My mind went blank and I halted all brain intensive activities (actually I lazy la) to concentrate on the wedding preparation.

But now that it is over and I have some time for reflection, I must say that we are pleasantly surprise by how well it turned out and we are extremely thankful to our loved ones for helping us out.

In fact, there are many things to be thankful about for our wedding.

Our guests appears to be happy and truly joyful with no hints of any dissatisfaction , the hotel service and food were excellent (Crown Hotel if you are interested) and lastly, we were genuinely touched by the dedication of our wedding helpers.

THANKS EVERYONE!

And then there's the bonus!

After we returned from our honeymoon, we realised that the Ang Baos (wedding gifts) collected were more than sufficient to cover the cost of the wedding.

Wa..This was really quite unexpected because we sincerely wanted our guest to celebrate our union with no monetary burden at all; and we relayed this message to them quite clearly to them when they enquired on the cost,  so we had really low hope of recovering the amount.

I guess our unintentional reverse psychology worked really well this time round :p

Another thing! I want to thank my wonderful wife for being so understanding and willing to share the burden of the wedding. For the last 3 years, we shared a joint account where we deposited $1000 into the account every month, in preparation for our wedding. This enable us to settle all the wedding expenses before we even step into the wedding hall, which helps us tremendously in reducing our wedding stress.

LOVE YOU TO BITS WIFEY! (Must say else I'll die a slow death)

Okay. Enough of me yakking about the wedding. Let us go back to the updates of my portfolio now.

I am actually pretty glad to report that my portfolio has exceeded the S$50K mark! In fact, my portfolio stands at around S$59.5K currently which means I have managed to hit my target for my journey to a million:p

Equities Portfolio as at 18 Dec'16

No.
Holdings
Quantity 
Buy Price
Total Cost
Market Price
Total Amt(Market)
Difference (Profit/Loss)
Difference (Percentage)
Dividends Received (Current Mth)
Dividends Received (Current Year)
Total Dividends Received
Percentage
(Equities Portfolio)
Percentage
(Total Portfolio)
ETF
61.10%
41.52%
1
STI ETF
4400
$3.1330
$13,785.20 
$2.9900 
$13,156.00 
($629.20)
-4.56%

$409.20 
$482.70
32.47%
22.07%
2
VWRD
115
$92.4357
$10,630.11 
$100.8700 
$11,600.05 
$969.94 
9.12%

$80.94 
$104.20
28.63%
19.46%










$0.00 
$0.00












$0.00 
$0.00












$0.00 
$0.00


Income Stocks
35.25%
23.96%
1
Lippomalls REIT
15000
$0.4075
$6,112.50 
$0.3750 
$5,625.00 
($487.50)
-7.98%

$502.50 
$2,027.25
13.88%
9.43%
2









$0.00 
$0.00


3
Fortune REIT
3400
$1.0209
$3,471.06 
$1.6700 
$5,678.00 
$2,206.94 
63.58%

$290.57 
$648.91
14.01%
9.52%
4
Starhill REIT
4000
$0.8050
$3,220.00 
$0.7450 
$2,980.00 
($240.00)
-7.45%

$206.80 
$412.00
7.36%
5.00%










$0.00 
$0.00


Growth Stocks
3.64%
2.48%
1
Sembcorp Industries
400
$2.6500
$1,060.00 
$2.9100 
$1,164.00 
$104.00 
9.81%

$40.00 
$40.00
2.87%
1.95%
2
Saizen REIT
6000


$0.0520 
$312.00 



$0.00 
$0.00
0.77%
0.52%










$0.00 
$0.00












$0.00 
$0.00





Consolidated Summary of Equities Portfolio

Capital Vested  $38,278.87 


Market Value of Portfolio  $40,515.05 


Difference (Profit/Loss)   $2,236.18 


Difference (Percentage)   5.84%


Dividends Received (Current Year)  $1,530.01 


Average Dividends Per Month (Current Year)  $127.50 


Total Dividends Received  $3,715.06




Cash and Equivalent Portfolio as at 18 Dec'16

No.
Holdings
Total Amt
Addition/
Withdrawal
Total Amt 
(Current)
Percentage
(Cash Portfolio)
Percentage
(Total Portfolio)
1
OCBC Frank A/C
$10,037.11
$4,600.00
$14,637.11 
76.61%
24.55%
2
Philips MMA
$2,089.00
$1.62
$2,090.62 
10.94%
3.51%
3
SCB (Dash Easy)
$4.32

$4.32 
0.02%
0.01%
4
SCB (USD FYC A/C)
$2,255.58
$42.11
$2,297.69 
12.03%
3.85%
5
SCB (SGD Settlement A/C)
$77.38

$77.38 
0.40%
0.13%


Consolidated Summary of Cash Portolio


Total Amt  $19,107.12 




Total Portfolio as at 18 Dec'16

No.
Portfolio Allocation
Percentage
(Total)
Value
1
Cash and Equivalent
32.05%
$19,107.12
2
Bonds
0.00%
$0.00
3
Equities
67.95%
$40,515.05
Total Assets Value
$59,622.17

Portfolio updates for the month of Jul - Dec'16:


  • Received dividends from the following counters which was injected back into the portfolio:
         - STI ETF - $184.80
         - VWRD - $58.03
         - Lippomalls REIT - $256.50
         - Fortune REIT - $146.43
         - Starhill REIT - $103.60
         - Sembcorp Industries - $16.00

  • $4600 was deposited into the portfolio.         



Actions I will take for Jan'16:

  • If the price of STI ETF drops below $2.70, I will make a purchase of about S$2700 worth of STI ETF. A further drop of 10% to $2.43 will see me funneling an additional S$2500 into STI ETF.

  • S$2500 will be vested into VWRD when the price of VWRD drops to USD$63, and a further drop of 10% to USD$56.70 will entail me making a further investment of S$2500 into VWRD.
 
  • If I follow my asset allocation strategy strictly, I have to make further entries of approximately S$3000 each for stocks in my Income Stocks and Growth Stocks categories. For a start, I will begin with the assessment of Far East Hospitality REIT(completed lo), Ascendas Hospitality Trust, Aimsamp REIT, ARA Management, Kingsmen Creative, Sembcorp Industries and Ho Bee Land. 


*******
Right on our wedding reception table, we displayed these really unique and lovely handcrafted gifts from our friends. Oh gawd, what good deeds have we carried out to gain the friendship of these wonderful people!  😘


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